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Share with your team · Banking

Share BMO Bank of Montreal 2FA with your team — without screenshots.

Most teams sharing BMO Bank of Montreal access do it badly: a screenshot in Slack, a personal phone in someone's drawer, a 1Password note that drifts out of date. Here's the right way.

The setup

Three minutes from sign-up to first BMO Bank of Montreal code.

  1. 01Sign up for Kaito. Free 14-day trial, no credit card. You'll set up MFA on your own account before adding any tokens.
  2. 02Add the BMO Bank of Montreal 2FA seed. In Kaito, go to Tokens → New and either scan the BMO Bank of Montreal 2FA QR code or paste the secret. Kaito auto-resolves the BMO Bank of Montreal icon.
  3. 03Choose who can see the code. Create a group (e.g. bmo bank of montreal-admins), add the relevant teammates, and grant the group code-only permission on the token.
  4. 04Provision a Kaito SMS number. Since BMO Bank of Montreal only supports SMS 2FA, point your account's phone-on-file at a Kaito-provisioned number. Inbound codes stream in real time to everyone in the group.
  5. 05Generate the first code. Anyone in the group opens the token in Kaito and sees the current 6-digit code with a 30-second countdown ring. The view is logged immediately to the audit log.
Why this is better

The BMO Bank of Montreal screenshot in Slack vs. Kaito.

Screenshot in Slack
  • • Searchable by everyone in the workspace
  • • Replicated to every device anyone has logged Slack in on
  • • Stays in DM history when teammates leave
  • • No record of who used it when
  • • Encodes the seed itself, valid forever
BMO Bank of Montreal via Kaito
  • • Seed encrypted at rest, never sent to clients
  • • Group-permissioned: only authorized teammates see the code
  • • Auto-revoked when someone leaves the group
  • • Every code view logged with user, IP, time
  • • One-click rotation when needed
Compliance

Sharing tolerated for BMO Bank of Montreal

BMO Bank of Montreal's terms on account sharing are unclear or grey-area. Many teams share access in practice; doing so via Kaito gives you a clean audit trail if it ever becomes a question.

Stop pasting BMO Bank of Montreal codes in Slack.

Set up shared 2FA in Kaito in three minutes. Free 14-day trial, no card.