How to enable 2FA on Up
- Sign in to your Up account.
- Open Account settings → Security (the exact path varies; see the official docs link above).
- Choose your preferred method from the list — TOTP and hardware keys are the recommended options.
- Save the recovery codes somewhere safe — they're your last resort if you lose your authenticator and your hardware keys.
Recovery
https://up.com.au/how-to/recover-your-account/
Sharing Up 2FA with a team (with Kaito)
Kaito gives you a vault for shared TOTP and a real-time inbox for shared SMS, with per-token group permissions and an audit log on every code view. To share Up access with your team:
- In Kaito, go to Tokens → New and add the Up 2FA seed (or scan the QR).
- Permission the token to a group:
code-onlyfor most teammates,full-seedonly for the admins who would handle rotation. - Up only supports SMS 2FA. Provision a Kaito SMS number and use the service's "phone number on file" setting to point verifications at it. Codes will stream to whoever you've authorized.
- Stream the audit log to your SIEM if you want a complete record of which team members generated codes for Up and when.
Note: Up's terms on account sharing are unclear or grey-area. Many teams share access in practice; doing so via Kaito gives you a clean audit trail if it ever becomes a question.
Frequently asked questions
Does Up support 2FA?
Yes. Up supports 2FA via SMS.
What is the most secure 2FA method for Up?
Up's only 2FA option is SMS, which is weaker than TOTP or hardware keys.
Can I share Up 2FA with my team?
Up's terms on account sharing are grey-area. Many teams share access in practice; using Kaito gives you a clean audit trail if it ever becomes a question.
How long does it take to enroll Up 2FA in Kaito?
Under two minutes. Open the Up security settings, scan the QR code with Kaito's add-token flow, and verify the first generated code matches.